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Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Quotations are presented for California applicants only. You will not be asked for your name, phone, or email to see rates.

How to read the results

Monthly rate is what the insurance company quoted for your selected amount, years and health rating, distributed monthly. Health level is the underwriting group the rate assumes; the final grade is decided by the carrier's review process. Medical exam indicates whether a paramedic exam is required or optional; numerous carriers omit this for pre-approved applicants. Financial rating is the insurance company's credit strength classification.

Clicking Apply launches a secure application with your entries already entered. The application runs on the carrier's platform and is managed by Susman Insurance Agency, a licensed California insurer (License 0B75129). You can pause and restart, with no commitment until an issued policy is obtained and accepted.