Terms

Terms of use

Susman Insurance Agency, a California-authorized insurance business (License 0B75129), operates this website. It delivers factual learning on life coverage and supplies a tool for consumers to request and compare carrier quotes from submitted information.

Rates are illustrative. The quotations presented come from the carriers for your selected health class and are for comparison only. They do not represent an offer to sell insurance, locked-in pricing, or certainty of approval. The carrier sets the final amount, class and acceptance through medical review; the actual policy document sets all terms.

No agreement to purchase here. Requesting a rate quote, starting an application or sending an email does not establish coverage or a binding contract. Coverage is only in effect once a carrier underwrites and sends a policy that you receive and pay for.

Varies by geography. Insurance products, insurer options and cost structures differ between states and individual situations. Information is provided for California buyers.

General knowledge. Information provided on these pages is introductory knowledge and is not professional counsel on legal, accounting or investing matters. Speak with a qualified professional regarding anything that affects your family.

Third-party service. A separate company's application system appears on the application area and is governed by its own policy.